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Duty to Defend Triggered by Extrinsic Evidence

A U.S. District Court decision issued on Nov. 25, 2020, is a good illustration of the rule that if a Complaint implicates the possibility of coverage, the…

Token Offers By UIM Insurer Do Not Constitute Unfair Claims Settlement Practice

In Elliott v. Am. States Ins. Co. 2018 U.S. App. LEXIS 3952 (4th Cir. 2/20/2018), the 4th Circuit held that a UIM insurer, in a claim where the tortfeasor’s…

NC COA Clears Up Questions Of ‘Occurrence’ In Property Damage Decision

On Aug. 1, 2017 the North Carolina Court of Appeals issued a decision which provides two helpful takeaways for the insurance law practitioner. In Plum…